Payment Policy
Effective Date: January 10, 2025
At Bubbiskin, we understand that secure and easy payment processing is an essential part of your online shopping experience. Our Payment Policy outlines how we handle payments for products and services purchased on our website, ensuring a seamless and secure transaction process for our customers. By using our website, you agree to the terms outlined in this Payment Policy.
1. Accepted Payment Methods
We offer several convenient payment options to make your shopping experience as smooth as possible. The available methods include:
Credit and Debit Cards: We accept major credit cards such as Visa, MasterCard, American Express, and Discover. You can use your debit card, provided it has the necessary features to process online payments.
PayPal: For added security, we offer PayPal as a payment option, allowing you to complete transactions without directly sharing your card details with us.
Other Payment Options: We are continually working to expand our payment methods to suit our customer preferences. New payment options may be added periodically.
When using any of the above payment methods, you agree to provide accurate and up-to-date information, including your payment details. All payment transactions are processed securely to protect your personal and financial data.
2. Pricing and Currency
Pricing: All product prices on Bubbiskin.com are displayed in U.S. Dollars (USD) unless otherwise stated. These prices are exclusive of shipping charges, taxes, and duties, which will be added to your total order cost at checkout.
Currency: While our primary currency is U.S. Dollars, customers outside the United States may experience differences in the final price due to currency conversion rates applied by their banks or payment providers.
Bubbiskin reserves the right to change product prices at any time without prior notice. However, any price changes will only apply to future orders and not to those already placed or confirmed.
3. Payment Authorization and Processing
When you make a purchase on our website, your payment information is securely transmitted for processing via encrypted technology. The payment processor we use follows industry standards for security and data protection.
Once you submit your payment details, our system will authorize the payment by verifying the payment method. Your card issuer or payment service provider may place a temporary hold on the transaction until the payment is fully processed.
Authorization Holds: Some banks or payment processors may place an authorization hold on the payment for a certain period. This hold does not mean the payment has been fully processed and may reflect on your bank statement temporarily. If there are any issues with payment authorization, we will notify you immediately.
4. Payment Security
We take payment security seriously. To ensure the safety of your financial information:
SSL Encryption: All transactions on Bubbiskin.com are encrypted using Secure Socket Layer (SSL) technology. This ensures that your sensitive data, including credit card information, is securely transmitted over the internet.
PCI DSS Compliance: We adhere to the Payment Card Industry Data Security Standard (PCI DSS), which sets requirements for safeguarding credit card information. Our third-party payment processors are fully compliant with PCI DSS regulations.
While we employ industry-standard measures to protect your information, please note that no system is 100% secure. We recommend that you also use strong passwords and practice caution when shopping online.
5. Order Confirmation and Payment Receipt
After completing your order, you will receive an email confirmation with the details of your order, including:
Order number
List of purchased items
Total price, including shipping and taxes
Shipping and billing address
This email serves as a receipt for your transaction. If you do not receive an email confirmation, please check your spam folder or contact our customer service team at info@bubbiskin.com to confirm your order.
6. Failed or Declined Payments
In the event that your payment is declined or fails, you will be notified immediately during checkout. The following reasons could cause a payment failure:
Insufficient funds in your bank account or PayPal account
Incorrect credit card information entered (e.g., wrong card number, expiration date)
Payment processor issues or temporary outages
If your payment is unsuccessful, you can attempt to process your payment again using a different payment method or correct any errors in your payment details. We will not process or ship your order until payment has been successfully completed.
7. Payment Disputes and Chargebacks
If you believe there is an issue with your payment or wish to dispute a charge, please contact us at info@bubbiskin.com as soon as possible. We will work with you to resolve any issues or misunderstandings regarding the charge.
If you initiate a chargeback with your bank or payment provider without contacting us first, we may suspend or cancel your order. Additionally, if a chargeback is filed unjustly, we may report the matter to the relevant authorities and take legal action to recover the disputed amount.
8. Refunds
If you are eligible for a refund, we will process the refund to the same payment method used for the original transaction. Refunds typically take 5-7 business days to appear in your account, depending on your payment provider.
Please refer to our Refund and Returns Policy for more detailed information on our refund process.
9. Fraud Prevention
To protect both our customers and our business from fraudulent activity, Bubbiskin uses advanced fraud detection systems to monitor transactions. In certain cases, we may request additional information from you to verify your identity before processing your payment.
If we suspect fraudulent activity related to your order, we reserve the right to cancel the order, refund the payment, or contact the relevant authorities for further investigation.
10. Changes to the Payment Policy
We reserve the right to update or modify this Payment Policy at any time. Any changes will be reflected on this page, with the updated policy effective as of the date of posting. We encourage you to review this policy regularly to stay informed of any updates.
11. Contact Us
If you have any questions or concerns about our Payment Policy or need assistance with your payment, please feel free to contact us:
Address: 2979 Horizon Circle, Tacoma, Washington, United States
Phone: 253-531-6565
Email: info@bubbiskin.com
Website: https://bubbiskin.com
